In these times of stiff competition among different lenders, it is observed that there has always been an effort made by each of them to make a difference. An interest rate differential is one such example we could use. This factor surely plays an
Most of us have certainly wished to have won a lottery…an easy ticket to fulfil many dreams….isn’t it? But rarely do we think how we should use this prize money!
Planning and prioritizing is important to ensure that the prize
If you look around, you will find strong, independent, successful women featuring in various lists of “Most powerful women” in the country. And it’s true, you see more women climbing the corporate ladder, more women entrepreneurs. If you look around
In today’s age and time everyone holds a credit card; well almost everyone! Whilst it is a convenient option for many of us….strangely it is also a “cool” option for few! Flaunting a wallet with different credit cards in a party or at a shopping mall is definitely looked
Do you feel that you have too many credit cards? Are some of them lying idle with you? The correct step is to close these credit cards, but closing credit cards impact your credit score.
It impacts the “credit utilization”
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The “Balance Transfer” game!
Let’s talk about “transfers” today. What has been a regular happening in European football and
We dream, we plan, we set limits. This is also true when it comes to planning our financial dreams too. We have some limitation on how much to spend, save or earn. And like we say, life is not one
My secretary the other day requested for advice – she was getting calls from recovery agents saying and threatening that if she did not pay her outstanding dues on her 5 credit cards, her name would be reported to CIBIL
Ok so have you’ll gone through the laws of thermodynamics or have you’ll gone through all the mathematical formulas?…. ohh you haven’t? Well, I’m just kidding, neither did i. So i was just pulling your leg since we learn a
When you take your vows and promise to be true in good times and in bad, do you end up saying “I do” to your spouse’s bad credit history as well?
Marriage is a union of two souls and
When you want to avail a loan you apply to various lending institutions. Don’t you? Also it is a common practice to apply to more than one lending institution for getting the best terms on the loan.
So do you think making
Way back in the late 1960’s, Neil Amstrong immortalised a phrase which effectively said “One small step for man is one large step for mankind”, as he became the first man to walk on the moon surface.
We have come
Laziness is a universal syndrome – even the most active person, at some time succumbs to it! Strangely, it hits us in the most unlikely manner and in the most unlikely aspect of our life. The other unique aspect of
Your credit score – this 3 digits number can make or break your financial dreams. This number is a reflection of your past payment behaviour.
A credit score has gained importance in the recent years. The lending institutions evaluate your credit worthiness based on your credit score,
The pandemic has brought instability and uncertainties in the economy and therefore it has become important for us to manage our finances more systematically to face any upcoming uncertainties. Follow these simple 6 steps and you will always have no
The power of plastic money – ‘Buy now, pay later’ has become a modern day convenience, but the history of the earliest credit cards dates back to the early 1900s. You’ve read and seen this in books or movies depicting
The third eye is said to be the eye of insight – an eye that provides a vision beyond the ordinary. So is Credit Counselling a Third Eye to your Financial Planning? Well we will find out!
The concept of
Pre planning is better than planning…just like pre-paying is better than paying!
Owning a house of your own is a life time dream for many of us. Undoubtedly the most common way of fulfilling and accelerating this quest is by